Fast Quid will be the worst. We received a rather generic rejection page, it mention none of my problems.
Fast Quid wonвЂ™t cope with any loans which are more than 6years either. I became quoted the OFT lending that is irresponsible that has been posted this season. That isn’t delivered to clients just loan providers and exactly how would i understand also where you can look. My adjudicator wouldnвЂ™t deal with them either. IвЂ™m maybe perhaps not sure exactly what else I’m able to say. We said the very first I couldвЂ™ve reasonable understood had been back Feb whenever Wonga had written down my loan and on occasion even Aug 2014 once the FOS published their report into Payday financing. IвЂ™m maybe perhaps not certain exactly what else I’m able to do any a few ideas?
Sara (Financial Obligation Camel) says
If you can find a complete great deal of loans which are over 6 yrs old, you might settle your whole plaint and have for the plaint about these to visit an Ombudsman.
Many Many Thanks Sara, I ll do this. We believed to them that We settled in 2014 that I had a CCJ on a payday loan in 2012. That I had cause to plain surely I wouldвЂ™ve done before I settled it if I knew. It absolutely was a definite situation of the unaffordable loan when I took it away and I also had over 18 loans currently. The Adjudicator hasnвЂ™t e back once again to me personally yet therefore will need to wait to see just what she states. Many Many Thanks once more x
QQ have now been excellent with my situation. I owed just below 2000 since 2012 had extended my loans once or twice. I happened to be chased as usual by DCA but I happened to be in a IVA that they needs to have understood whenever I took away a loan. Anyway I inquired for the loan to be written off and after about a few months had a contact stating Thank you for contacting Quick Quid today. Its our priority that is highest to solve any customer problems as quickly as possible. We’ve waived the total amount of 1988.0 and loan 3561221 is deleted from your own credit history.
I happened to be satisfied with this oute and I also would not also plete their questionnaire so hope thus giving desire to other people. Sarah this website was great, many thanks,
We took away 51 loans with fast fast from 2010 вЂ“ 2014 We kept rolling them over spend 200 simply in interest per thirty days in some instances. I utilized the template on this web site to really make the initial enquiry, the original response didnвЂ™t also acknowledge my request verification of all of the interest that I’d compensated as a whole. IMO taking that lots of loans revealed that I became in certain form of monetary trouble. These folks are rip down merchants. At exactly exactly just just what phase should we contact the Financial Ombudsman ? This website is fantastic really helpful. Many Many Thanks
Are QuickQuid upping their game? I experienced an answer within 5 trading days with my account statementsвЂ¦.. fired down the next page today, maybe perhaps not being hopeful of the resolution that is quick simply very happy to get such a thing right straight back they could. I became just conscious these refunds had been place that is taking final friday I’d a deposit in my own bank from вЂInstant money LoansвЂ™ After cancelling my card and having in a bit of a frenzy thinking somebody had taken that loan call at my title and didnt would like to get struck with stupid interest quantities i came across this web site and contacted PDUK and Payday Express.
TheyвЂ™d sent communication to my old target saying we had been the main reimbursement task. Over 27 loans between your 2 regarding the panies theyвЂ™d credit my account with 1288.00
They said it had been for misselling in 2012/2013вЂ¦ my records only closed using them in 2015.
IвЂ™ve asked for a duplicate for the page become provided for my address that is new and yet to get this.
IвЂ™ve checked my reports additionally the interest We paid ended up being way way way greater! I experienced running loans involving the 2 panies during the time that is same constantly for 30 days terms but one loan rolled over paying 275 interest every month for 10 months whilst the sis site let keep taking loans away! certainly they are able to view it would be to spend the other one off??
Therefore anyhow, my real question is can I claim more from PDUK/Payday Express?
We never ever acknowledged the page or seen their calculations etc but I pursue this further if I felt there was more to be looked into can?
IвЂ™ve got the ball rolling with QQ now and Wonga are yet to respond, 7 days in to the 8 iвЂ™m maybe maybe perhaps not stressing about this when I stated, such a thing is an additional benefit We wasnt anticipating.
IвЂ™m perhaps perhaps perhaps not likely to lie, seeing my credit history and seeking at old bank statements has kept me personally emotionally natural. Them all off itвЂ™s like the biggest weight lifted off your shoulder but knowing what position I was in isnt hard to flash back to when you pay. My moms and dads bailed me personally away from them and it left me personally thoroughly disgusted in myself. They made me guarantee to e in their mind if we ever required cash.
Make use of your paybacks sensibly dudes and girls.
We paid my moms and dads right straight straight back every thing they loaned me in a small fraction of enough time i possibly could have compensated these back nevertheless now iвЂ™m planning to treat them to any occasion aided by the interest they virtually paid.
Many thanks ahead of time for almost any advice 🙂
Sara (Financial Obligation Camel) says
QQ will always be one of several better loan providers about providing a listing of loans. You’ll probably find payday British / Express more difficult!
Yes you’ll claim right straight straight right back more from Payday British / Express. The refunds had been for several reasons that are limied your other loans may well have now been unaffordable. think about it as having had a little bit of your affordability claim directed at you ahead of time,
This amazing site has aided me therefore much вЂ“ many thanks. We wasnвЂ™t also mindful i possibly could submit an application for pensation. I’d applied for 43 loans during 2009-2014 as well as enough time really was struggling to settle them being a parent that is single. We sent QQ a contact yesterday night and received an answer by 9.30am. We have since responded in to the questionnaire saying that i actually do not need this information (from advice on this web site) and claimed i shall offer if required. I’m now waiting for their response. We shall help keep you all informed.
I needed to upgrade individuals about QQ who possess agreed to waiver my stability of just below 2000 without my supplying a dysfunction of my ine etc at that time. Used to do have proof that revealed they ignored my payment problems and and rolled over my loans number of that time period. If We acept this offer they do say it will take away my liberties to go on it further by simply making a claim. Any advice valued. I happened to be in a IVA at that time. Wageday advance have answered right straight right right back refusing to uphold my plaint made against them for the financial obligation now at 495 being managed by MMF. We have responded saying We shall go on it to your FOS. Anybody had dealings with WAGEDAY ADVANCE? This website happens to be fantastic many thanks Sarah.
Sara (Financial Obligation Camel) says
QQ вЂ“ the current stability вЂ“ had been this for starters loan? what size ended up being this loan? You can see clearly how much of their offer to waive 2k is actually just removing interest and how much is refunding you interest from previous loans when you know that. Maybe you have added up how interest that is much paid in the past loans which were paid back in complete?